Can You Insure Your Dog Against Theft? (Pets Insurance Facts)

Can You Insure Your Dog Against Theft

Our dogs are precious to us as they make up a valuable member of the family.


However, a situation might arise where something with devastating effects happens to your precious dog.


What is the best possible line of action for such a situation?


Pet insurance has been around for a while now. It was first introduced in the late 1800s, and since then, it has gained a lot of popularity.


As of 2009, Britain was ranked as the second-highest level of pet insurance globally, with Sweden being in the first position.


More dog owners are doing everything they can to safeguard the lives and safety of their dogs.


And in certain circumstances like theft, you might be wondering if taking out insurance for your pet for this certain scenario is the right thing to do or if it’s even possible.


This article answers your questions and gives you the necessary information.


Can You Insure Your Dog Against Theft?

dog insurance

The short answer to whether you can ensure your dog against theft is yes.


Unfortunately, dog theft is steadily on the increase.


More dog owners are reporting that they have had their dogs stolen from them in recent years.


Earlier in 2021, popular American musician lady Gaga had her dog stolen from her when they were out with their dog walker.


This frightening incident led to the injury of her dog walker.


Luckily for everyone involved, her dog walker was stabilized and confirmed as being ok while the pop singer got her dogs back.


This situation can happen to anyone, and it’s essential that you prepare ahead of time.


You don’t need to sign any fancy paperwork or fill out an overly complicated form.


Pet policies usually include insuring your dog against theft as a standard or an optional cover.


Your dog theft insurance can include:

  • A reward cover
  • Money to advertise and creating awareness for your missing dog
  • Payment for serving as a consolidation in the instance that your missing dog is not returned to you or isn’t returned to you safely.


Taking out insurance for such a sudden occurrence like dog theft can give you a certain peace of mind that you’ll have the means of finding them again.


Or at least you’ll be consolidated if they’re not found.





Why Do Dogs Get Stolen?

As strange as it might seem, dog theft is a real thing, and it happens more often than not.


There are a wide variety of reasons why your dog might get stolen, some of which are:

  • Guard dog requests
  • For consumption
  • Breeders
  • To be sold at pet stores
  • For dog fights
  • Acts of revenge
  • For rituals or sacrifices

Whatever might be the reason, dog theft can be traumatizing for both the dog owner and the frightened dog.


The Best Dog Theft Insurance For Stolen Dogs

dog and human contact

Like everything concerning taking out an insurance policy, you need to do proper and thorough research on everything concerning pet insurance, their policies, and what the insurance covers.


Most insurance companies have this on their official websites, but it’s always in your best interest to meet for consultations.


When taking out insurance that you’ll be satisfied with, it’s important to also check out the policy that gives you total peace of mind and full coverage that would be most suitable for you and your pet.


It’s important because they have been instances in the past where an insurance policy did not cover advertising for the missing dog.


In the UK, for example, only about 70% of insurance policies covered the advertising of missing dogs as well as a reward.


That’s why it’s crucial that find the right cover that satisfies you as a pet owner.



Whether or not you think it’s essential or not, taking out insurance can go a long way in reassuring you of your dog’s ultimate safety.


Without getting your dog insured in the instance that your dog gets stolen, it might cost you a lot of money to have them recovered.


That’s why you should take action as soon as possible and inform your insurance company of your desire to get your dog insured.


Of course, make sure you get an insurance policy that gives you the right kind of protection.


See Also


A pet owner who loves to share useful facts and information about a variety of animals.